Services for Individuals & Families

We believe everyone needs a plan to establish, pursue, and reach their financial objectives. Our team works with individuals and families throughout the Midwest and the rest of the country, offering several services that create a complete, comprehensive financial plan.

FINANCIAL PLANNING

At its simplest, financial planning refers to the process of making suitable decisions concerning one’s assets to pursue their life goals. Financial planning often involves different strategies. The main goal is to determine how to manage assets and plan for the future. We work with clients to help establish their goals in life, both short and long-term, determine their assets and liabilities, and evaluate their current financial position. From there, we work with the client to create and implement a unique financial strategy, focusing on the client’s needs and objectives.

INVESTMENT MANAGEMENT

For clients to maintain and build their wealth, we believe their investment strategies need to align with their risk tolerance, time horizon, and goals. Based on our client’s individual needs, we design a strategy that is calculated to help them to build their assets with a manageable level of risk. We deliver access to numerous professional asset management services that may allow investors to implement investments they may not have otherwise used.

RETIREMENT PLANNING

Retirement planning is a crucial component of one’s financial plan. Our retirement income planning process includes analyzing income sources, managing assets, determining future expenses, and estate planning goals. This process fuses all these elements together into one strategic plan. Beyond developing a retirement plan, we can also provide guidance on Social Security, long-term care insurance, and other complex financial elements of retirement.

ESTATE PLANNING

Many individuals and families desire for the longevity of their assets to extend to their heirs. As our clients approach living in retirement, we can assist with their estate planning needs, including offering advice and helping them identify a process to pass on their assets. We can work with our clients’ advisors to assist in ensuring an estate plan is in place.

RISK PLANNING

A financial plan would not be complete without understanding and assessing the various risk factors of life. Insurance is one way to mitigate and minimize those risks. Although insurance is not needed in every situation, it can function as a great risk management tool. We help clients determine the correct insurance strategy that will assist in protecting their financial futures and families, including life, long-term care, and disability insurance. We understand that each client is unique and requires a specialized plan to help meet their needs.

Financial planning and investment advisory services are offered solely by Investment Adviser Representatives of Equity Services, Inc.

Long-Term Care and Disability insurance are offered through representatives who are independently contracted with insurers providing such coverages and are neither underwritten nor issued by National Life Insurance Company.